Car payments

I, too know the joy of paying off my car this month…also the memory of what happened the last time I paid off a car and,foolishly dropped the collision coverage only to be driven off the road by a 4×4 coming over a hill in my lane and totalling my Geo….the cause of the car payments I just finished !!

So WILL NOT drop my collision and will continue to pay the pmyt. into my credit union account since I’m already used to not having that $245 a month anyhow.

The account is out of town and a pain to get money out of so will be my emergency fund. With the help of this list and all the frugal sites out there my DH and I are actually getting a real handle on our finances after 34 years of ups and downs.